Insurance Industry
Dinsmore & Shohl’s Insurance Coverage Practice Group is comprised of a diverse group of attorneys and paralegals with extensive knowledge and experience in insurance law matters. Over the past twenty-five years, we have represented insurance carriers in some of the most significant coverage litigation tried around the country, including the first asbestos bodily injury coverage "trigger" decision.
We are known for our work as national and regional counsel on behalf of insurance carriers in complex, multi-party coverage actions involving pollution, asbestos, diatomaceous earth, DES, welding fumes, Agent Orange, mold and Y2K claims. Our considerable experience includes handling a variety of matters for insurers in other areas, ranging from bad faith cases, adversary proceedings in bankruptcy and collections matters to declaratory judgment actions concerning premium charges, reserving practices, claims handling and other policy-related issues. The Firm also provides insurance counseling and "preventative lawyering" in the form of coverage opinions, policy language drafting and other pre-litigation advice.
Lawyers in our Group have considerable experience in litigating:
• Pollution exclusions and "as damages" issues
• Bad faith claims
• Corporate succession problems
• Insurance coverage issues unique to bankruptcy proceedings
• Direct actions against insurers
• Contractual liability and indemnification
• "Claims made" notice disputes
• Retrospective premium and insurer allocation disputes
• Products versus non-products coverage
• Choice of law issues
• Ensuing loss and concurrent causation in property policies
• Alternative dispute resolution
• Scope of uninsured/underinsured motorists coverage
The types of insurance policies we work with include:
• Auto policies
• Cargo policies
• Commercial general liability policies
• Directors & Officers liability policies
• Employment practices liability policies
• Excess and umbrella liability policies
• Fidelity and surety bonds
• Inland Marine and first-party property and business interruption policies
• Life, health and accident insurance policies
• Professional liability policies
• Reinsurance treaties
• Trucking and non-trucking liability policies
• Workers’ compensation policies
Our broad range of experience in the insurance field provides the tools to offer quality legal counsel. We have built trusted partnerships with our clients by providing legal advice that not only meets current needs but addresses future claim issues as well.